Would you be willing to pay $50,000 today in exchange for $150,000 in 35 years

Would you be willing to pay $50,000 today in exchange for $150,000 in 35 years? What considerations would you take into account before making your decision? Also, would your answer depend on who is making you the promise to repay?

For this, we have to calcualte the present value of the cash to be paid in 35 years and in the absence of interest rate, it is not possible to calcualte the present value. I assume 10% is the interest rate and the present value is as under:

FV = $150,000

r = 10%

Nper = 35 years

PV is calcualted to be $5337.62

So, yes I will like to exchange $150,000 in 35 years. Also, as the commitment to repay the loan is dependent on the solvency of the promising party, it is important to consider the promising party and their long term solvency.